loves & latest: February 18, 2019

monday musings

Goals edition

Loves

Reads

Personal finance books 

2019 is the year when I focus on building wealth. Yep. That’s the plan. I have a solid relationship with money and live relatively debt-free (which means, I pay off credit card debt within a reasonable amount of time, generally 1-3 cycles, depending on my budget). I have an emergency fund and committed to using a cash budget for regular expenses; now it’s time to focus on investing, so I’m reading all the things.

Video on my favorites coming in March.

Beauty

Project Pan 2019

More on this to come, but if you watched my makeup capsule, you’ll know that I want to use up what I own and pan at least 2-3 of my products. I have two lipsticks that I’m rotating at the moment (about 80% of the time), and a small eye shadow palette that I would like to hit pan on in the coming months. My goal is to use up what I have and repurchase what I love.

Habits

Using my French press at work

I’m a millennial. I’m destroying my future one latte at a time. (ha!) Jokes aside, $5 a day for my latte habit is not sustainable. To make up for it, I’ve been brewing my own coffee and adding an indulgent creamer (because this is also the year I stop caring about ingredients and start living my best life). Being on a cash budget certainly makes it harder to part with those $5.

Project management

In library land, I always say instruction doesn’t make sense until the point of need. That’s also how I feel about project management tools. I tried to use Trello a few years ago and found it incomprehensible. Now that I’m trying to balance blogging, youtube, podcasting, and writing, it suddenly makes sense. I am addicted and the customizable backgrounds make me happy.


 

Latest

Podcast

bluestocking-circleWe’ve been busy with a season of sci-fi favorites 🙂

Our most recent episodes include:

If you want to hear three lady nerds talk about their favorite books and movies, give us a listen on Podomatic, Apple Podcasts,Google Play, or Spotify. Also available on YouTube.

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life: headspace and budgets

Howdy y’all! So I’m in a weird headspace… literally. Feeling tired, wired, and spacey all at once. In short, I am a squirrel. Kind of manic, but lazy at the same time. Could be hormones, could be the weirdness that comes before a migraine… could be both (probably both). Anyhow, it’s going to be a week.

But back to real talk… I’ve been adulting. It’s been a while since I took a good, hard look at my finances and spending habits. I’ve gone through at least one raise and one rent hike, so it’s about time I take a good look at where my money is going. After several failed attempts at using a cash budget and an online tracker, I’ve decided to just keep a written log of my spending—keeping my receipts, tracking my purchases, and just reviewing where my $ is going at the end of the week, when I’ll pop it into a spreadsheet and tally up the amount. I tried tracking in my bullet journal, but that just didn’t work, so I’m using a dedicated notepad just for spending.

I’m fine when it comes to money, but I would like to scale back and take better control of my spending. Mostly impulse buys… and coffee. That’s kind of a problem, but one I hope to address by building better habits. We’ll see.